October 19, 2025
AgencyWhy Texas Coastal Homeowners Pay More for Insurance and How to Save on Costs
Many homeowners on the Texas coast face high insurance costs. Let’s examine why homeowners insurance is more expensive in this area and what you can do to help lower your bill. Why Are Insurance Costs Higher on the Texas Coast? Several reasons drive up homeowners insurance rates for people living along the Texas coast: Hurricane and storm risk— The Gulf Coast often experiences hurricanes and tropical storms, which can cause severe wind and […]
September 20, 2025
AgencyWhat Happens if a Surety Bond Claim Is Filed Against You?
Surety bonds are crucial precautionary measures meant to provide financial reassurance and security for you and your clients when entering into a business agreement. Of course, like most precautions, you’d prefer not to have to rely on surety bonds, as doing so indicates that something has gone awry. Unfortunately, you may eventually have to manage […]
August 20, 2025
AgencySurety Bonds vs. Insurance: What’s the Difference?
Risk management and loss control are critical elements of operating a business. While planning for things going wrong may not be pleasant or enjoyable, doing so is necessary to protect your company’s finances and future. Both insurance and surety bonds may play crucial roles in these efforts, potentially offsetting losses from incidents that might otherwise […]
July 30, 2025
AgencyWhy Minimum Auto Insurance Coverage in Texas Might Not Be Enough
Texas law generally requires all drivers to carry a minimum level of auto liability insurance, but sticking to the bare minimum might not provide the protection you really need. While it meets legal requirements, minimum coverage often doesn’t go far enough when you’re involved in a serious accident. What Does Minimum Auto Insurance Cover? The […]
June 25, 2025
AgencyFlood Risks in Port Arthur: Does Your Car Insurance Cover Water Damage?
Port Arthur, Texas, is no stranger to flooding. Nestled along the Gulf Coast, the city is highly vulnerable to hurricanes, tropical storms and heavy rainfall. For residents, this means safeguarding homes and financially protecting vehicles against water damage. Does Auto Insurance Cover Flood Damage? The answer depends on the type of coverage you carry. Standard […]
May 26, 2025
AgencyHurricane Season and Auto Insurance: Are You Covered in Port Arthur?
As hurricane season approaches, Port Arthur, Texas, residents are reminded of the importance of being prepared for potential storms. One critical aspect of preparation is checking that your auto insurance policy provides adequate coverage for hurricane-related damages. Understanding your policy can help you avoid unexpected expenses and provide peace of mind during this volatile season. […]
January 8, 2025
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]